The Fed was essentially just 12 banks set up to issue currency when laws prevented national and state banks from doing so; there was nothing magic about it—the same problem could be solved by simply letting existing banks issue currency.

factualpending

Speaker

George Selgin

Evidence Quote

if you hamstring the established banks you don't allow them to issue currency when more is needed one way you can solve the problem is to create a new set of banks that aren't subject to the same rules

Source

George Selgin on Free Banking 11/17/2008EconTalk
Created: 6/15/2026, 9:20:23 AM

My Notes

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