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There is no fourth type of person — someone who would want to save now but spend in the future — they essentially do not exist in the data.

factualpending

Speaker

Michael Munger

Evidence Quote

“the fourth type of person would be someone who is the opposite someone who wanted to save now but spend in the future and they're they're basically aren't any of those people”

Source

Mike Munger on Microfinance, Savings, and Poverty 04/18/2011— EconTalk
Created: 6/17/2026, 10:29:24 AM

My Notes

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